Many people consider the possibility of contracting a private medical insurance that protects their health and that of their family and ensures the most comfortable, fast and effective healthcare, as well as diagnoses, treatments, analytics, tests and hospitalization at the moment the one who needs it.
In US these services are covered by public health, however, its overcrowding, waiting lists, as well as the lack of investment and maintenance of health centers and hospitals lead many to opt for a health solution private. But, if you can access health services for free, why take out health insurance ?
Private healthcare VS public healthcare
The public health that Americans currently enjoy is in a period of reform. Copayments, workforce reductions, decrease in the services offered and increase in waiting times when making an appointment with a doctor, and more if it is a specialist, since accessing them can become a complicated task. For this reason, the Best Healthcare Sharing Ministry, which can be accessed through health insurance, is positioned as the solution if you want to have specialized healthcare in addition to other services without the need for long waits .
Advatges of Health insurance
The strengths of private healthcare depend on the user, since each one gives more importance to some services than to others. Among the advantages of having contracted health insurance, the following can be highlighted :
1. Speed and agility
The time you have to wait to be able to perform diagnostic tests and subsequently obtain results is an average of 8 days, while the same process in public health would take you more than 47.
2. Emergency services
The health insurance emergency services allow access to specialized care without long periods in the waiting room because they are not as crowded as the public ones.
Having health insurance it is possible to choose in which hospital you want to be admitted and treated . And not only do you benefit, but in many cases your companions can access benefits while you are admitted and, in front of many public centers in which more than 2 patients live in each room and their relatives, in private ones you can access to one exclusively for you and thus be more comfortable and calm .
4. Primary and specialized assistance
Through health insurance you can access a large number of specialties and, in most cases, you can do so without having to go to your family doctor. That way you can streamline consultations and go to the doctor you want in the event of a health problem.
In addition, these policies allow you to choose personally and at all times the doctor you want to treat you. You can decide which center to go to and which of its professionals will attend you.
5. Dental care
Just as public health offers you dental services, Health insurance puts at your disposal a wide range of dental health care so that your mouth is healthy . In addition, many of the treatments that you must pay in the public or that you would end up doing in a private center are included, and if they are not, your policy may offer you special prices. There are even dental insurance that can be contracted specifically or within a health insurance and that include free consultation, emergency, cleaning, X-ray and even periodontic services, among other services.
6. Medical treatments
Private centers often make innovative treatments and new health techniques available to their users and even allow you to obtain a second medical opinion or receive specialized care abroad.
7. Public and private health
Having health insurance does not prevent you from accessing public health , so if you want to go to a public health center for any treatment or hospitalization you can do so. That is to say, that you take out a policy of this type does not imply that you cannot access the services that Social Security offers you.
8. Centers throughout the national territory
Even if you take out health insurance in your city, not only can you access the centers arranged in it, but you can go to any outpatient clinic or hospital in the national territory , no matter where you are. The choice of a private center or another is made by you, and you can determine it according to the speed in being attended, the information they offer you, the personal treatment they give you or the quality of their facilities.
9. The quality
You can see OneShare Health Reviews for this point, thar private health care incurance have professionals and the technology which is available to private centers, which have a direct impact on the quality of the services offered.